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- #21
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- #23
I never recommend this to anyone that doesnt have the heart and desire to play games. I played the 12 months interest free game. Every major purchase I did would always be 12 months interest free, double points for the first 3 months ect ect. As long as I got 6 to 12 months interest free I applied for the card. Keep in mind this was when the economy was good. I did this when I redid my garage floor, attic insulation, parts for my firebird, you name it I did it. Whenever I had a big project I would apply for a new card and charge everything more or less at once on that ONE card and then put it aside and never use it again. To make the numbers each lets say insulating my attic was about $1200 (believe it or not it was close to that). I got a credit card for 12 months interest free and paid the credit card 100 bucks a month. By the time the interest was to kick in the card was paid off. I put the money in the bank (once again interest rates were good at the time) so I made a couple bucks each month in the bank. Figure I did this for YEARS and now have about 10 credit cards. My total credit available is about 60K. My credit score is about 775. What I did was/is not for everyone! To date I can no longer do what I USED to be able to do because of shitty job history and the economy. The last time I applied for a credit card I was denied due to the fact that I had “too many revolving accounts.” Keep in mind that if I canceled these cards my credit score WOULD take a hit. So now I use these cards once a year just to keep them active. In a availableloan.net no fax payday loans perfect world when my health is better and I can maintain a good paying job I can go to the bank and say that I have good credit, a good amount saved for a down deposit for a house and in theory buying a house should be somewhat easier as far as credit goes. I refuse to let someone co-sign on the dotted line for anything for me just due to prior experiences of people breaking out the score cards later on in life (remember when I did this for you ect ect.)
For the guys that need to order a property otherwise money anything.. hope to god you may have a good credit score. I do believe particular men you to believe that playing cards evil you prefer to see the big picture. Simply because *you* in person been able to spend bucks for everything doesnt mean it will work for anyone. Even with the thing i penned more than I Too (each time) paid bucks having everything you. I will not enter the causes here but it resolved too somewhat. Usually the one downside to which had been I could Never ever sign up for a credit card.. you may never get a loan. Forget to buy a property unless of course We robbed a lender.
In conclusion for the past a decade I want to has actually billed from the 100K worth of content. Ive racked up a lot of award things ect ect. Periodically I shell out cash to own articles but you to definitely mode I am looking for a discount. I understand there is dudes toward here that have checked out a beneficial car while the guy desires 3K because of it therefore begin the latest dealings and you can force pertains to push and wad of money is released! Gotta love it!